Hello my name is Bob Easterling, I am the Special Finance Manager at Joseph Toyota of Cincinnati. I wanted to tell you about a new program we have started to help people with less than perfect credit. We work with a wide range of lenders and all types of credit; our goal is to get you approved!
My promise to you is that you will be treated with respect throughout the whole buying process. Please contact Bob Easterling or Sarah West to get pre-approved for your certified pre-owned Toyota or other used vehicles. Buy the type of vehicle you want not what just what you are told you qualify for.
At Joseph Toyota of Cincinnati we know how hard it can be to shop for a used truck or car. We especially understand how challenging it can be to shop for a car when faced with challenges like a low credit score. Our goal is to help you find a new vehicle in Cincinnati that doesn’t hurt your financial situation and actually helps you build better credit. That’s why our friendly new and used car financing center is here to help you get the most financially acceptable plan for your situation. We’ll get started by helping you find a used car you can afford here in Cincinnati near Fairfield. Then we’ll get you started with our pre-qualification form for sub-prime auto financing and get you an auto loan you can afford. Through our Kelly Blue Book Buying Center we will give you the best price for your current vehicle to help bring down the cost of buying a new car. We can also help you find any tax benefits for buying your next car or using your tax-return to get the best loan possible. No matter what your credit situation is, we want to work with you to help you get the best auto financing for you and your family.
Auto loans are a great way for customers with bad credit to get back on track to having stellar credit. Having a car loan is great because they come with a fixed interest rate that’s set over a set number of months ranging from 36, 48, 60 and 72 months with the same payment for the entire duration, making it easier to plan out your monthly budget based on upcoming car payments.
It’ll take time to raise your credit score, but making regular payments will elevate your score over time and allow for access to secure an even better loan in the future. Credit scores look at your reported credit history to gauge whether or not you’re likely to repay borrowed money, so even if you’re in debt you can still have a great credit score if you’re paying your bills on time.
The hardest part is deciding on the duration of the loan that fits in your allocated budget, which is why our team of financial experts are trained to get you into your car of choice at a rate that won’t break the bank.
According to Experian, one of the three major credit bureaus, credit scores can be divided into five categories:
Rates can fluctuate depending on your credit score, but our finance team at Joseph Toyota of Cincinnati works to get you the best rate possible no matter what your credit score looks like.
After filling out our auto loan pre-qualification finance form, be sure to give us a call at (513) 741-5860 so we can set up an appointment in the dealership and get you started on applying for an auto loan.
Having the right documents can speed up the process to getting your loan approved quickly. Below is our checklist of what most lenders are looking for when approving car loans:
Are you wondering what factors go into a credit score? There are five different elements that go into a FICO score:
Auto loans are a great way for customers with bad credit to get back on track to having stellar credit. Having a car loan is great because they come with a fixed interest rate that’s set over a set number of months ranging from 36, 48, 60 and 72 months with the same payment for the entire duration, making it easier to plan out your monthly budget based on upcoming car payments.
It’ll take time to raise your credit score, but making regular payments will elevate your score over time and allow for access to secure an even better loan in the future. Credit scores look at your reported credit history to gauge whether or not you’re likely to repay borrowed money, so even if you’re in debt you can still have a great credit score if you’re paying your bills on time.
The hardest part is deciding on the duration of the loan that fits in your allocated budget, which is why our team of financial experts are trained to get you into your car of choice at a rate that won’t break the bank.
According to Experian, one of the three major credit bureaus, credit scores can be divided into five categories:
Rates can fluctuate depending on your credit score, but our finance team at Joseph Toyota of Cincinnati works to get you the best rate possible no matter what your credit score looks like.
Are you wondering what factors go into a credit score? There are five different elements that go into a FICO score:
After filling out our auto loan pre-qualification finance form, be sure to give us a call at (513) 741-5860 so we can set up an appointment in the dealership and get you started on applying for an auto loan.
Having the right documents can speed up the process to getting your loan approved quickly. Below is our checklist of what most lenders are looking for when approving car loans:
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(513) 385-1800
Call Now9101 Colerain Ave • Cincinnati, OH 45251
Get DirectionsOpen Today! Sales: 12am-5pm
Service: Closed
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