Lease Team


Meet our Joseph 

Toyota Lease 

Team!


 


Here you will find Information about leasing a new vehicle and what to do when your Lease Ends:

Leasing can offer the best of all worlds - the vehicle you want, at a monthly payment that's typically more affordable than buying. Toyota Financial Services' leasing programs help make it happen.

With a lease you may pay less cash upfront and enjoy lower monthly payments than you would if you were financing your vehicle. You also have the flexibility of turning the vehicle in at lease maturity, as well as other options.

Contact our experts about leasing through TFS.  TFS offers 24-60 month lease terms on new Toyotas and qualified Toyota Certified Vehicles. (Toyota Certified Used Vehicle terms depend on vehicle age).


Costs at lease signing

The amount due at lease signing can be as little as $0, and is usually lower than the amount you pay at the beginning of a finance contract. This amount may include the following:

  • First month's payment
  • Acquisition fee
  • Refundable security deposit
  • Taxes and fees
  • Capitalized cost reduction (similar to a down payment)

Purchase option

You'll have the option to purchase your lease vehicle during the lease or at lease-end.


Mileage Options

Most leases are either 12,000 or 15,000 a year, but we are able to tailor the lease to your mileage needs.


Excessive wear and use

Normal wear and use on a vehicle is inevitable, but if the damage is considered excessive at lease-end, you may be held financially responsible. The TFS Excess Wear & Use Protection Plan can help. Learn more


Disposition fee

A disposition fee will be applied at lease end to help cover the costs to dispose of or sell the vehicle.

The fee will be waived on qualifying customers who return to lease or purchase another Toyota vehicle.


Early termination

If you terminate your lease early, you may be required to pay an termination fee.


Tax benefits

If you use your lease vehicle for business, consult with your tax advisor regarding potential tax benefits.


Lease-End Options

Rest assured that at the end of your lease, you have options. You can elect to:

  • Lease a new Toyota or
  • Purchase your current Toyota or
  • Extend your lease

Regardless of which option you choose, the Joseph Lease Team will guide you through the process every step of the way. For more information about your lease-end options as well as what you can expect at the end of your lease, click here to review our Lease-End brochure.


Additional Information

For more information on getting and keeping good credit, read Understanding Vehicle Financing from The American Financial Services Association Education Foundation.

We are here to assist you!  

Please give Cheryl or Joe a call today at:  

1-513-385-1800

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